Loan Rates

Farm Bureau Bank offers loans for a variety of purposes, all with competitive rates to make your money go further.
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Automobiles (Cars, SUVs, Minivans), Trucks (150/1500) < 6,000 lbs.
Terms Model Year
NEW - 2015
APR As Low As* using small font
Model Year
2014 - 2010
APR As Low As* using regular font
Minimum to Finance
12-36 months 2.99% 4.16% $5,000  
37-60 months 3.36% 4.16% $10,000
61-75 months 3.58% 4.39% $15,000
76-84 months   4.58% 5.38% $20,000
Class-2: Ford F-250, Chevrolet 2500, GMC 2500, Dodge Ram 2500; Trucks (Class-3: Ford F350, Cheverolet 3500, GMC 3500, Dodge Ram 3500): GVWR 6,001 to 14,000
Terms Model Year
NEW-2015
Model Year
2014-2010
Minimum to Finance
12-36 months 2.99% 4.16% $5,000  
37-60 months 3.36% 4.16% $10,000
61-75 months 3.58% 4.39% $15,000
76-84 months   4.58% 5.38% $20,000
Terms Model Year
NEW-2015
Model Year
2014-2010
Minimum to Finance
12-36 months 4.58% 5.08% $5,000  
37-60 months 4.58% 5.08% $10,000
61-72 months   4.81% 5.31% $15,000
Jet Skis, Golf Carts, ATVs, UTVs, Other: Snowmobiles
Terms Model Year
NEW-2015
Model Year
2014-2010
Minimum to Finance
12-36 months 5.55% 6.05% $5,000  
37-60 months 5.55% 6.05% $7,500  
61-72 months   5.55% N/A $15,000
Farm Bureau Bank does not finance Commercial Boats, Yachts or Ships
Terms Model Year
NEW-2015
APR as low as
Model Year
2014-2010
Minimum to Finance
12-36 months 3.93% 5.24% $5,000  
37-60 months 4.74% 5.24% $10,000
61-72 months 4.97% 5.47% $15,000
Motorhomes, Travel Trailers and Horse Trailers w/Living Qtrs
Terms Model Year
NEW-2015
Model Year
2014-2010
Minimum to Finance
12-36 months 4.42% 6.08% $5,000  
37-60 months 5.28% 6.08% $10,000
61-72 months 5.52% 6.32% $15,000
Class 4: Ford F-450, Ford E-450, RAM 4500, GMC 4500 / Class 5: GMC 5500, Dodge Ram 5500, Ford F-550 / Class 6: Chevrolet Kodiak C6500, GMC International Durastar , Ford F-650; GVWR 14,001 to 26,000 lbs
Terms Model Year
NEW-2015
Model Year
2014-2010
Minimum to Finance
12-36 months 4.17% 5.33% $5,000  
37-60 months 4.53% 5.33% $15,000
61-75 months   4.76% 5.56% $20,000
76-84 months   5.76% 6.56% $35,000
Self Propelled: Farm Equipment, Implements, Lawn Equipment, Forklifts, Skid Steers, Dozers, Non-Self Propelled: Trailers, Machinery/Trucks (Class 7 and above: Ford F-750, GMC C7500, Freightliner Cascadia, "semi" or "18-Wheeler"; GVWR 26,001 and greater)
Terms Model Year
NEW-2015
Model Year
2014-2010
Minimum to Finance
12-36 months 4.54% 5.70% $5,000  
37-60 months 4.90% 5.70% $15,000
61-75 months   5.08% N/A $20,000
76-84 months   6.07% N/A $35,000
Please click on the Terms and Conditions links for additional information on each card.
Farm Bureau Member Rewards MasterCard® Premier Business Visa® FB-org Corporate Credit Card
Intro APR* 2.99% introductory APR for the first 18 billing cycles on balance transfers made online and within the first 60 days after the account is opened. 0% for 3 months on purchases and balance transfers None
Purchase APR* After that, your APR will be 11.49%, 14.49%, 18.49%, 22.49% or 26.49% based on your credit worthiness. This APR will vary with the market based on the Prime Rate. As low as 8.74% As low as 10.45%
Rewards Member Rewards Business Member Rewards 0.50% Cash Back
Annual Fee None None None
Other Charges See Terms & Conditions See Terms & Conditions See Terms & Conditions
* Rates disclosed as Annual Percentage Rate (APR).
For more information on residential mortgages, click here.
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Disclosures:

Rates disclosed as Annual Percentage Rate [APR] and are based on acquiring the following collateral protection product: Major Mechanical Protection [MMP]. Additional discounts do not apply for purchasing more than one collateral protection product. MMP applies to vehicles only. Interest Rates and APRs are subject to change without notice.