Business Checking Accounts

Our business checking accounts are designed to complement organizations of all sizes.
  • Small businesses wanting options for growth
  • Mid-sized businesses
  • Large organizations in need of Treasury Management Services to efficiently manage cash flow
Contact Us: Business Checking Accounts

Business Checking Accounts

Business Essentials Checking

Small businesses looking for simplicity and convenience
  • Minimum Initial Deposit - $50
  • Up to 200 Transactions per Month1
  • Free Visa® Debit Card
  • Free Business Online Banking with unlimited mobile deposits
  • Free eStatements & Check Images2
  • Eligible for Build Your Own Treasury Solutions3
  • Monthly Account Fee - $10 (may be waived)
Maintain a $1,000 minimum average daily bal

Business Analysis Checking

Larger businesses with heavy transaction volume and sophisticated banking needs
  • Minimum Initial Deposit - $50
  • Free monthly analysis statement
  • Free Visa® Debit Card
  • Free Business Online Banking with unlimited mobile deposits
  • ​Treasury Management Solutions [TMS] available3
  • Eligible for Earnings Credit [ECR]4
  • Monthly Account Fee - $20
Itemized depository and Treasury Management Service fees may be reduced or eliminated based on account activity and ECR4

Business Advantage Checking

Mid-sized businesses with higher transaction levels and more complex needs
  • Minimum Initial Deposit - $50
  • Up to 500 Transactions per month1
  • Free Visa® Debit Card
  • Free Business Online Banking with unlimited mobile deposits
  • ​Free eStatements & Check Images2
  • Eligible for Build Your Own Treasury Solutions3
  • Monthly Account Fee - $20 (may be waived)
Maintain a $10,000 minimum average daily balance to avoid the monthly account fee

Build Your Own Treasury Solutions

You know your business best!  
Build Your Own Treasury Solutions with a customized, tailored package of Treasury Management Services [TMS] that fit the needs of your business.
  1. Choose the business checking account that is right for you: 
    • Business Essentials
    • Business Advantage
  2. Add the services that suit your business and let your balance offset the fees

 

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Frequently Asked Questions
  • Remote Deposit Capture [RDC] is a solution that allows you to easily submit checks to the bank for deposit with the use of a desktop check scanner. An extended deadline to make your deposits and improved availability of funds means improving cash flow and working capital for your business or organization. 
  • If you are interested in learning more about using this business service, contact our Premier Banking department at 1-800-988-4419.
To find out more about opening a business account or adding additional business products and services, contact our Premier Banking department at 1-800-988-4419.
Disclosures:

1 Debit transactions include all debits (i.e., ACH, checks, withdrawals) except Farm Bureau Bank debit card transactions and internal transfers.

2 Up to five (5) years history available.

3 Additional service and processing fees apply. See Business Deposit Fee Schedule for detailed fee information.

4 Earnings Credit Rate [ECR] is determined by the Bank and is subject to change at the Bank’s discretion.

Farm Bureau Bank deposit accounts are FDIC-insured up to $250,000 per depositor.

Fees could reduce earnings on deposit accounts.

All Business Checking Accounts and Treasury Management Services are subject to limitations. Normal credit qualifications apply. Additional maintenance and processing fees apply. Farm Bureau Bank reserves the right to change account types based on activity changes. We will give you reasonable notice in writing or by any other method permitted by law.

Enrollment in Treasury Management Services does not replace the legal terms and conditions of any Business Checking Account. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product of service.