- Accident or theft resulting in a total vehicle loss
- Costly repairs outside the manufacturer's warranty
- Protects against financial loss if vehicle is damaged beyond repair (totaled) or stolen and never recovered2
- Pays the difference between the insurance settlement and the outstanding loan balance
- Available on most new and used vehicles3
- GAP fees can be added to your loan and included in your monthly payment
- Cancel within 60 days for a full refund4
| Collateral Type | Maximum Loan Balance | Price |
|---|---|---|
| Autos, light and medium-duty trucks | Up to $100,000 | $399 |
| Motorcycles, ATVs, golf carts, snowmobiles, and jet skis | Up to $50,000 | $399 |
| RVs and watercraft | Up to $24,999 $25,000 - $49,000 $50,000 - $125,000 |
$699 $1,049 $1,449 |
| Motorhomes | Up to $24,999 $25,000 - $74,999 $75,000 - $125,000 |
$699 $1,249 $1,549 |
- Protects against unexpected vehicle repair costs beyond the manufacturer’s warranty5
- Eliminates out-of-pocket expenses outside of your deductible (repairer paid directly in most cases)
- Repairs can be done at any licensed US or Canadian repair facility
- No limit on the number of claims (up to maximum liability)
- Cancel within 60 days for a full refund6
- Additional value-added benefits:7
- On-site emergency roadside assistance service
- Key fob replacement
- Trip interruption
- Rental vehicle
- Tire road hazard
- Total loss refund
Choose the coverage and deductible that meets your needs.
Deductibles (per visit):
- $100 (standard)
- $0 (surcharge applies)
Coverage Options:
- Exclusionary Coverage5 - Covers the cost of mechanical breakdown of manufacturer installed mechanical or electrical parts. Coverage is so extensive that the plan only names those parts that are excluded from coverage.
- Named Parts Coverage5 - Covers the cost of repairs due to mechanical breakdown of manufacturer installed named mechanical or electrical parts.
| Coverage Level8 | Ultimate 0-150,000 odometer mileage Up to 15 years |
Deluxe 0-150,000 odometer mileage Up to 15 years |
Select11 Unlimited mileage Up to 15 years |
|---|---|---|---|
| Engine | Yes | Yes | Yes |
| Transmission | Yes | Yes | Yes |
| Transfer Case | Yes | Yes | Yes |
| Drive Axle | Yes | Yes | Yes |
| Electrical | Yes | Yes | Yes |
| Air Conditioning | Yes | Yes | Yes |
| Seals & Gaskets9 | Yes | Yes | Yes |
| Ignition & Charging | Yes | Yes | Yes |
| Engine Cooling | Yes | Yes | Yes |
| Hybrid/Electric | Yes | Yes | No |
| Suspension | Yes | Yes | No |
| Fuel System | Yes | Yes | No |
| Steering | Yes | Yes | No |
| Special Electronics10 | Yes | Yes | No |
| Plan Coverage Explanations | Exclusionary Coverage5 | Named Parts Coverage5 | Named Parts Coverage5 |
Additional Information:
- Loan protection can be purchased outright or financed with vehicle loan
- MMP coverage is transferable (one time) upon private sale for a small fee
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Disclosures:
1 GAP claim coverage does not extend to cover amounts from payments that are delinquent, extended or skipped (Skip-A-Pay program) during the term of the loan.
2 GAP maximum MSRP/NADA coverage: 125%. GAP limit of liability: $50,000
3 Only loans with monthly payment plans qualify for GAP. Other restrictions may apply based on balance, collateral, and loan term.
4 The purchase price for GAP may be fully refunded within 60 days of the effective date of coverage.
5 See MMP policy for complete list of coverages and/or list of exclusions.
6 The purchase price for MMP may be fully refunded if cancelled within 60 days of contract purchase date. After 60 days, refund is prorated based on greater of time or miles.
7 See MMP contract for additional details.
8 All miles are additive, and contract terminates once added miles are concluded or once term months have been reached, whichever comes first.
9 Ultimate and Deluxe – See policy for specifics. Select – Only in conjunction with a covered repair.
10 Ultimate and Deluxe ONLY – GPS/Navigation System; night vision system; video components (e.g. back-up camera, video touch screen, DVD player, video game player); and proximity sensors. See contract for additional details.
11 Maximum liability for Select coverage is limited to $3,500 or two times the price paid for the contract, whichever is greater. A 30-day and 1,000-mile exclusionary period applied for Select plan only.