Personal Accounts

We offer a full range of personal accounts to handle your day-to-day expenses and steadily grow your savings.
Choose the accounts that help you reach your goals.
Open Account: Personal Accounts View Rates: Personal Accounts
Checking Accounts
Manage cash easily with Online Banking, our free FBBmobile app, or more traditionally — all while earning interest!
  • No monthly fee and unlimited check and debit card transactions
  • Free ATM withdrawals nationwide1
  • Free online banking, online bill pay, and FBBmobile banking app with mobile deposit2


Money Market Accounts
Designed to serve you with all the banking services and features you expect, plus the interest rate you deserve.
  • Tiered rates to maximize your earnings according to your balance
  • Free online banking, eStatements, and FBBmobile banking app with mobile deposit1
  • Easy access to funds using free online transfers, checks, or debit card
Health Savings Accounts
Take full control over your health-care plan.
  • Reduce or even eliminate your high deductible
  • Pay for prescription drugs or doctor co-payments
  • Use for non-covered medical expenses such as dental and vision1
  • Plus, any HSA funds that are in your account at the end of the calendar year remain in your account for future use2
Certificates of Deposit
Competitive rates and guaranteed returns
  • Flexible terms from three (3) months to five (5) years
  • Monthly interest can be added back to CD balance or credited to another Farm Bureau Bank deposit account
Individual Retirement Accounts
It's never too early or too late to invest in your future!
  • Long-term savings with steady, tax-deferred1 investment growth
  • Choose the type of retirement or educational savings account that's right for you
  • Multiple investment options
  • FDIC-insured with competitive rates

Farm Bureau Bank deposit accounts are FDIC-insured up to $250,000 per depositor.

Fees could reduce earnings on deposit accounts.