Business Credit Cards

Manage expenses, employee spending, and rewards all while maximizing your purchasing power.
  • Organize all your business expenses - big and small
  • Enjoy low interest rates
  • Earn rewards on every qualifying purchase
Apply Now: Business Credit Cards Log in to View Your Credit Card: Business Credit Cards
Business Credit Cards Business Debit Cards

Introductory Offer

  • 0% fixed introductory APR on purchases and balance transfers without fees for first three (3) billing cycles1
  • Double bonus reward points on purchases for first three (3) billing cycles2

Features

  • No annual fee3
  • As low as 8.74% APR for purchases, balance transfers, and convenience checks4
  • Up to $50,000 unsecured line of credit
  • Additional employee cards available

Business Rewards

  • Earn one point for $1 spent on qualifying purchases and choose your rewards5
Points Purchase Category
2x Eligible purchases during the first three (3) billing cycles2
1x All other eligible purchases5

Earn points6 just by using your card and redeem them for:

  • Travel - Round trip flights on any major carrier, with no black out dates or frequent flyer programs to join
  • Merchandise - Available items include digital cameras, LCD televisions, power tools, cookware and much, much more
  • Gift Cards - Gift cards for retailers, entertainment and popular restaurants
Browse the Rewards Catalog Now

Cardholders also enjoy:

  • Online, anytime account management
  • Year-end account summary
  • Dedicated customer service
  • Visa® purchase alerts7
  • Additional card benefits such as travel & emergency assistance services8
Grow with us
Our business Money Market Accounts grows your funds and keeps cash accessible.

Earn up to 1.39% APR*

Contact a Premier Banking Representative Today
Frequently Asked Questions

You may pay your Premier Business or corporate Visa® online (using your checking or savings account), through the mail, or by phone.

Online

To pay your business credit card online, click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  1. Login to your account using your User Name and Password.
  2. If prompted, enter the Security Verification Questions.
  3. Go to Payments.
  4. Payment Options:
    • Online Payment – For Single Payment for actual Due Date.
      • Enter Amount, Account Number and Account Type.
    • Schedule Auto Pay - Min Amount Due, Full Balance or Custom Amount.
  5. Enter Account Number and Account Type.

By Mail

To pay your business credit card by mail, send the check and the remittance portion of your statement to:
Credit Card Center
P.O. Box 803
Des Moines, IA 50304-0803

By Phone

To pay your business credit card by phone, call 1-800-748-6938 or 1-800-238-8607.

You can view your credit card statements by accessing your account online.

Click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  1. Login to your account using your User Name and Password.
  2. If prompted, enter the Security Verification Questions.
  3. On the Top Menu, hover over Statements.
  4. View the current statement or previous statements for the past three (3) months.

Click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  1. Login to your account using your User Name and Password.
  2. If prompted, enter the Security Verification Questions.
  3. On the top menu, click on Transaction History.
  4. View the current history or up to three (3) months of past activity by changing the View Transaction details.

Yes; to set up recurring payments on your account, click on the Login button on our website, then select Business Credit Cards from the drop-down list.

  1. Login to your account using your User Name and Password.
  2. If prompted, enter the Security Verification Questions.
  3. Go to Payments.
  4. Schedule Auto Pay - Min Amount Due, Full Balance or Custom Amount.
  5. Enter Account Number and Account Type.
Disputes may be filed by phone by calling the number on the back of the card.
Points can be redeemed by accessing your rewards account at https://www.dreampoints.com/farmbureaubank/

Some merchants may require the use of a PIN as an added identification feature. There are two ways to setup a PIN code:

  • Call 1-888-891-2435 and follow the automated system. This method allows you to select a custom, personalized PIN ready for immediate use.
  • You may also contact a Farm Bureau Bank customer care representative by calling 1-866-644-2535 and request a randomly produced PIN via mail which will arrive within 7-10 business days.
Call 1-866-644-2535 and speak with a Farm Bureau Bank customer care representative.

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Disclosures
Disclosures:

1 The 0% introductory APR on Purchases and Balance Transfers is applicable for the first 3 billing cycles after the account is opened and requires that timely payments are received. After the expiration of the introductory period, the APR may be as low as Prime plus 3.99% with a maximum of Prime plus 10.99%.

2 Business Member Reward points for the next 3 billing cycles are increased to two points for every $1 in net purchases. Reward points accrue subject to certain terms and conditions which will be provided in the enrollment materials. All Business Member Rewards are subject to change and could be cancelled at any time. The Business Member Rewards program is administered by a third-party administrator. Please see Terms and Conditions for details about the Business Member Rewards program.

3 Other fees may apply. See card terms and conditions for detailed fee information.

4 Rates disclosed as Annual Percentage Rate [APR] and are subject to change without notice. APR will vary with the market based on Prime Rate. The APR you receive is determined based on the qualifications of the business and the credit history of the business and guarantor. The Premier Business Visa credit card is available to qualifying businesses with a personal guarantee of a principal owner, officer, or partner. Please see Terms and Conditions for more information.

5 Eligible purchases mean signature-based transactions only. PIN-based transactions and convenience checks are not eligible to earn points. Point earnings are based on the new net retail purchase transaction volume (i.e., purchases less credits, returns and adjustments) charged to the card during each periodic billing cycle [“billing cycle”] by the cardholder(s) [“net purchase(s)”]. Net purchases are rounded to the nearest dollar and are subject to verification.

6 Points are accumulated at the rate of one (1) point per each one (1) dollar charged on the cardholder’s credit card in signature-based transactions only. Points accumulated for other banking relationships, products or services are determined at the sole discretion of Farm Bureau Bank. Additional terms and restrictions may apply. See specific card/rewards agreement for details.

7 Sign up required by cardholder. See https://purchasealerts.visa.com/vca-web for details.

8 See Visa Business Card Guide to Benefits for more information.


Premier Business accounts are subject to periodic reviews; therefore, Farm Bureau Bank may request financial information at any time that the account is in an open status. Failure to provide this information may cause interruption of service on the account or account closure.