Money Market Accounts

Designed to serve you with all the banking services and features you expect, plus the interest rate you deserve.
  • Tiered rates to maximize your earnings according to your balance
  • Free online banking, eStatements, and FBBmobile banking app with mobile deposit1
  • Easy access to funds using free online transfers, checks, or debit card
Open Account: Money Market Accounts View Rates: Money Market Accounts

Plus Money Market Account (MMA)

Higher rates to maximize earnings
  • Interest Rate - Up to 0.11 APY*
  • Minimum Initial Deposit - $100
  • Transaction Limitations - Six (6) withdrawals per month/cycle2
  • Monthly Account Fee - None3

Performance Money Market Account (MMA)

Low minimum deposit
  • Interest Rate - Up to 0.11 APY*
  • Minimum Initial Deposit - $100
  • Transaction Limitations - Six (6) withdrawals per month/cycle2
  • Monthly Account Fee - None3

Internal Cash Sweep® (ICS)4

High-yield MMAs with FDIC-insurance coverage up to $100 million
  • Interest Rate - Up to 0.11 APY*
  • Minimum Initial Deposit - $100
  • Transaction Limitations - Six (6) withdrawals per month/cycle2
  • Monthly Account Fee - None3

Additional MMA Features:

  • Free checkbook option upon request5
  • FDIC-insured up to $250,000 per depositor
  • Full FDIC insurance for deposits up to $100 million with ICS4

 

Frequently Asked Questions

Check deposits can be made either by mail or using your mobile device with the FBBmobile app. You may also transfer funds to your account electronically from another bank (via ACH or wire transfer) or directly deposit your paycheck (contact your employer for more info).

Mail Deposits

To make a deposit by mail, send the check and deposit slip to:

  • Farm Bureau Bank
    PO Box 33427
    San Antonio, TX 78265-3427

Make sure all checks are properly endorsed and include your account number on the back of the check under your endorsement.

Mobile Deposits

  1. To make a mobile deposit:
    • Sign the back of the check and include the following above or below your endorsement:
      • For mobile deposit at Farm Bureau Bank
  2. Log in to FBBmobile on your mobile device.
    1. Go to Menu.
    2. Go to Transactions.
    3. Go to Deposit Check.
    4. Select the Account.
    5. Enter the amount.
    6. Save.
  3. Capture front and back image of the check with your phone's camera.
  4. Submit deposit.
  • You may contact us by phone, mail, email, or fax to request checks.
  • You can also re-order checks online by visiting https://ordermychecks.com and entering our routing number, your account number, and zip code.

E-Option is a paperless statement option for checking and Money Market Accounts [MMAs]. It may earn a higher rate than a non E-Option account. If you select E-Option, you will not receive a paper statement. You will view your monthly statements electronically by logging into online banking.

To elect E-Option, please contact us at 1-800-492-3276, Monday-Friday from 7am-7pm CST or email us at services@farmbureaubank.com.

Disclosures:

1Must be enrolled in online/mobile banking.

2 Federal law limits six (6) withdrawals per statement cycle. For transactions exceeding federal requirements, excessive withdrawal fees may apply according to current fee schedule.

3 See Deposit Fee Schedule for detailed fee information. Fees may reduce earnings on the account.

4 ICS and Insured Cash Sweep are registered service marks of Promontory Interfinancial Network, LLC. Placement of funds through the ICS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement [DPA]. Limits apply, and customer eligibility criteria may apply.

5 First order of MMA checks may be free upon request.

Fees could reduce earnings on deposit accounts.

The Annual Percentage Yield [APY] and interest rate on tiered rate accounts will change based on the account balance, as indicated by the tiers on the Rate page. If the balance increases or decreases into a different tier, the new rate yield and rate will take effect the date the balance changes and applies to the entire balance of the account.